Bringing elemental transformation to the global Coverholder marketplace

Find out more about us


Bringing elemental transformation to the global Coverholder marketplace

Learn more about us

Carbon Underwriting, a new approach for the market

Carbon Underwriting Limited (Carbon), Syndicate CBN 4747.

Carbon set out in 2018 with a mission to transform the world of delegated underwriting and with a vision to set a global benchmark. We are a dynamic company and recognise the importance of embracing modern technology to deeply enrich our offering. We have pioneered a game-changing, bespoke approach using an open underwriting model where data drives improved underwriting performance creating superior analysis and fluidity of portfolio management. This is administered through our in-house technology ecosystem, Graphene.

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Carbon Syndicate 4747

Carbon Syndicate 4747 at Lloyd’s began underwriting on 1st July, 2020, and provides Carbon with its core capacity. This is supplemented by long-term relationships forged with other Lloyd’s, global Insurance and reinsurance markets and gives us the ability to structure capacity solutions for clients across a wide range of risks and domiciles.


Graphene is Carbon’s technology ecosystem presenting both qualitative and quantitative data in a manner that encourages superior analysis and management of coverholders and their underlying portfolios. The cutting edge platform is fully scalable and facilitates sharing of underwriting conclusions through its portal with the coverholder, full distribution chain and uniquely Carbon’s follow markets. This transparency removes the need to reanalyse data, lowering human resource requirements which in turn leads to a reduction in market-wide expense.



As the Carbon team grows and has matured, we are updating our website and branding to reflect our commitment to our core principles of:

  • Equality
  • Fairness
  • Environmental responsibility

Our new branding recognises these values and will reflect them more fully as we complete the rollout of the full functionality so, please watch this space for further updates and news!

March 2023

Carbon Underwriting is proudly supporting Tree Aid’s work to help communities in Africa hardest hit by the effects of the climate crisis to grow themselves out of poverty. To support their work, we are planting the equivalent of one tree for every 10 policies ever sold – and hope to do so for many years to come.

Further information about Tree Aid can be found here
April 2023

We were excited to join the Insurance Industry Charitable Foundation (IICF) UK as an Affiliate Member in April 2023. As a socially responsible insurance provider, we strongly believe in supporting good causes and promoting ESG practices. Our affiliation with IICF UK presents us with a unique opportunity to be part of an industry-wide platform for charitable giving, and to collaborate with other like-minded businesses towards creating a positive impact in the lives of underserved communities. Through this partnership, we aim to support the development of a more sustainable and equitable industry, while also working towards our social impact and ESG goals.

Find out more about IICF
April 2023

One of our employees, Nav Dhuti, has formed a charity in India, Wise Elephant, for which, Carbon Underwriting are one of the biggest sponsors. The mission is to promote quality education in rural parts of India and make the next generation future ready. The initial goal is to support over 250 girls studying in rural schools in Punjab. Wise Elephant can also provide internship opportunities for girls at college level and are running seminars for parents and children in the village to talk about the importance of education, purpose in life and how parents can help children achieve their dreams.

Further information on Wise Elephant can be found here
June 2023

Calculating our carbon footprint up to the end of 2021 and offsetting with a donation to a cookstove project in Uganda. As part of our work in the area of carbon offsetting, we were delighted to make a donation in June 2022 to a cookstove project in Uganda which not only helps with carbon reduction, but also helps communities in Uganda by providing them with safer cooking options. This carbon offset project provides energy-efficient biomass cookstoves to communities all over the country which use considerably less fuel and therefore reduce the amount of air pollution and environmental degradation while saving greenhouse gas emissions.

Further information about this key project can be found here


Registered office address:

5th Floor, 20 Gracechurch Street, London, EC3V 0BG

Carbon Underwriting is a trading name of Carbon Underwriting Limited which is an appointed representative of Davies MGA Services Ltd, a company authorised and regulated by the Financial Conduct Authority under firm reference number 597301 to carry on insurance distribution activities. Carbon Underwriting Limited is registered in England and Wales company number 11193856. Registered office at 5th Floor, 20 Gracechurch Street, London, EC3V 0BG

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